Qpay is an offline shopping, payment facilitation, and rewards ecosystem operated by Mythri Smart Bazaar Private Limited, based in Kerala, India.
“We built Qpay on a simple thesis: what if the money shops spend on customer acquisition was returned directly to their neighborhood customers as up to 100% cash rewards? Everyone wins.”
Qpay bridges the gap between traditional offline retail merchants and modern digital consumers by serving as a technological intermediary that connects shoppers with independent local merchants.
In today’s retail landscape, local mom-and-pop stores and neighborhood retailers face intense pressure from hyper-funded online quick-commerce apps. Traditional shop owners cannot afford costly digital ad campaigns or coupon distributors.
Please note: Qpay is a technology platform and payment intermediary, not a bank, financial institution, or NBFC (Non-Banking Financial Company).
The People Behind the Mission
At Qpay, we believe the heart of any community lies in its local shops and everyday shoppers. Our founders set out with a clear mission: to bridge the gap between traditional storefronts and the digital economy, so that every transaction benefits both the merchant and the customer.
Dr. Kallar Harikumar has a deep appreciation for the friction points facing local commerce. Through close collaborations with both established financial institutions and fast-growing tech startups, they recognized an urgent need to build more seamless digital connections for merchants and consumers alike.
Vishnu K Harikumar brings more than 7 years of expertise in the fintech and digital payments ecosystem. Drawing on deep partnerships with financial institutions and tech startups, they identified a critical disconnect in how local merchants and consumers engage with digital tools.
Dr. Haritha K Harikumar brings extensive expertise in operational management, customer success, and merchant relations, ensuring that Qpay’s day-to-day operations run smoothly as the platform scales.
Chief Operating Officer
Executive Vice President - Sales
Chief Technology Officer
We strive to be at the forefront of payment technology, constantly exploring new and better ways to serve our clients.
We are dedicated to providing exceptional customer service, 9am to 7pm, to ensure our clients always feel valued and supported.
We believe in empowering local merchants by giving them the tools and intelligence they need to succeed.
